Insurance & Payment Options
Understanding your therapy coverage
Before your first session, we will verify your insurance and require all necessary documentation to be completed. Your appointment will be confirmed once these steps are finalized. Please note that for initial sessions, appointments cannot be scheduled until 72 hours (not including weekends) from the time of your request. If you would like to begin sooner, you may consider self-pay as a temporary option to shorten this waiting period.
In-Network Plans
Insurance We Take
If RealTalk participates in your healthcare plan, we will bill them the day of your appointment and you are required to pay your in-network deductible or co-pay within 24 hours of service. Invoices will be accessed in the client portal.
Out of Network / Self Pay
The full session price is due on the day of the session. Invoices will be accessed in the client portal. You may request a Superbill to submit to your insurance or co-insurance carrier for potential reimbursement.
Be aware that providers must input a diagnosis for third party billing purposes.
Self Payment Plans
Standard Session Rates
The standard rate for individual therapy is $140 per 53 - 60 minute hour. Payments for individual sessions are due at the time of service.
Discounted Session Bundles (Bulk)
Clients may choose to purchase bundles in advance to receive a discounted per session rate. All bundles must be paid in full at the time of purchase.
- 6 Sessions: $810 ($135/session) - Total Savings $30
- 12 Sessions: $1,560 ($130/session) - Total Savings $120
- 18 Sessions: $2,232 ($124/session) - Total Savings $288
- 24 Sessions: $2,784 ($116/session) - Total Savings $576
Discounted Session Bundles (Monthly Payment)
For clients preferring a recurring payment structure, the following monthly plans are available. These plans require a 6 month commitment with automated monthly billing.
- Standard Plan: $250/month for 2 sessions per month (12 sessions total) - Per session cost $125
- Intensive Plan: $480/month for 4 sessions per month (24 sessions total) - Per session cost $120
If you are interested in self pay plans, you will be sent an agreement to sign that includes more specific information.
